A business that already has a merchant account setup with their bank is ready to start trading online. If you do not have one, the process of setting one up differs depending on the bank and can be an arduous task. There are other options if setting up a merchant account with your bank proves difficult.
The advent of operators such as Stripe has changed the Payment Gateway industry dramatically. Stripe is a payment gateway that allows you to root your payments through their system without a merchant ID. This has revolutionised e-commerce allowing start-ups to begin trading online straight away.
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